ANTI-MONEY LAUNDERING (AML) POLICY

Last updated: 2026

1. Purpose

This Anti-Money Laundering (AML) Policy establishes guidelines to prevent, detect, and report money laundering, terrorist financing, and other financial crimes within the platform.

2. Scope

This policy applies to all users, employees, and operations associated with the platform, including onboarding, transactions, and account management.

3. Customer Due Diligence (CDD)

All users must undergo identity verification before accessing services. Enhanced Due Diligence (EDD) may be applied to high-risk users, including politically exposed persons (PEPs) and users from high-risk jurisdictions.

4. Transaction Monitoring

All transactions are monitored for suspicious activity using automated systems and manual reviews. Unusual patterns, large transfers, or inconsistent behavior will trigger alerts.

5. Reporting Obligations

Suspicious activities will be reported to relevant regulatory authorities in accordance with applicable laws and regulations. Records of such reports will be maintained securely.

6. Record Keeping

User identification data and transaction records will be retained for a minimum period as required by law to support investigations and compliance audits.

7. Risk Assessment

The platform will conduct ongoing risk assessments to identify and mitigate potential AML risks across products, services, and user segments.

8. Compliance and Training

All relevant personnel must adhere to this policy and undergo periodic AML training to ensure awareness and compliance with evolving regulations.

9. Sanctions Screening

Users and transactions are screened against global sanctions lists to prevent prohibited activities.

10. Policy Review

This AML Policy will be reviewed and updated regularly to reflect regulatory changes and emerging risks.